5026 Holly Road

Corpus Christi, TX 78415

361-853-9987

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Loan Options

There is no one size fits all loan scenario, and that is why here at Willow Bend Mortgage we are happy to be in a position to offer you multiple loan options tailored to your specific situation. From VA and FHA loans to Home Renovation, Refinancing, Conventional Loans and more… we have the loan programs to fit your specific needs. 

Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote.

Also get a FREE Complimentary Credit Evaluation . No Obligation

Which Loan Is Best For You?

Conventional Loans

Conventional loans are backed by either Fannie Mae or Freddie Mac. More than half of all new mortgage loans are conventional loans. These are offered in many different variations: fixed rate vs. adjustable rates; 30 year term down to 10 year terms . 20% or more down vs. as little as 3% down.

FHA Loans

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are as low as 3.5%

VA Loans

VA Loans are made to eligible veterans and can be used to purchase a new home or refinance an existing home. ​ VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home.

USDA Loans

USDA loans, also known as Rural Development loans, are insured by the U.S. Department of Agriculture and the program's biggest feature is its option for "no money down" financing. Via the USDA, you can finance 100% of a home's purchase price while getting access to today's low interest rates.

Renovation Loans

Remodeling a home – from renovating a kitchen or bathroom to adding a new room – can be fairly expensive. There are many affordable options available for financing your home renovation project.The FHA 203k renovation loan program is one of several we offer and it provides funds for both the purchase and renovation of a home packaged into one mortgage loan. Once the purchase of the home is closed, renovation funds are held in escrow to pay for pre-determined renovation work done by approved renovation contractors. For more Home Renovation Loan Options please give us a call.

Reverse Mortgage Loans

A reverse mortgage, or home equity conversion mortgage (HECM) is a special type of home loan for older homeowners (62 or older) that requires no monthly mortgage payments. Reverse mortgages are insured by FHA and allows homebuyers to convert part of their equity in to tax-free cash, OR they can be used to purchase a home and still have no monthly payment

Refinance Loans

“Refinancing” your home mortgage means that you take out a loan on your home and use it to pay off an existing mortgage. Essentially, you are replacing your home’s old financing with new financing. Anyone with a mortgage should consider refinancing. Changes in your income, career, goals, or in the housing market might suggest opportunities that you can take advantage of. There are fees associated with refinancing, so it’s not right for everyone, such as those who expect to sell their home in 2-5 years. Get with one of our Loan Experts to help you decide if refinancing fits with your goals.​  

Jumbo Loans

Jumbo Loans are larger mortgages for more expensive home purchases. What is and isn’t deemed “expensive” is determined relative to the market price of real estate in the area. Jumbo loans usually have more strict requirements than regular loans (called “conforming” mortgages because they conform to the area’s typical price range). In most of the United States, Jumbo loans apply to amounts borrowed over $453,100. The threshold is even higher ($679,650) in the country’s most expensive locations. At WBM, we underwrite our own Jumbo Loans. This means that:

  • We can process your application faster
  • We make our own loan decisions
  • We can be very competitive with rates​

Construction Loans

While construction loans aren’t easy, we’re here to help! At Willow Bend, one of our specialties is making the home construction loan process streamlined.

Ready To Get Started ?

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Or Call Today To Speak Directly With One Of Our Mortgage Advisers (361) 853-9987

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Willow Bend Mortgage Company. NMLS# 297376. 5026 Holly Road, Corpus Christi, TX 78411. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Not all applicants will qualify for all loan products offered. This is not an offer to enter into a rate lock agreement under any applicable law.

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